10 Best Personal Finance Blogs in India 2020

What is personal finance? In simple terms how effectively one can handle money. I think these 10 personal finance bloggers from India are justifying the true meaning of money management through their blogs every day. Let's find out the list of top 10 Indian blogs on personal finance niche.

You can create this list in many ways considering different factors. But personally, I tried to list the most popular ones as per their simple ways of explanation, writing style and the message they wanted to share with the audience.

Best Personal Finance Blogs in India 2020

I am not going to mention here the big websites like Moneycontrol.com, Economic Times, etc. as they are not that easy to get through for beginners. People want to read stories of individuals, their own experiences and then only they learn. And I think these 10 personal finance bloggers are doing their best to help people through their websites.

Top 10 Best Personal Finance Blogs in India 2020 (By Finance Bloggers)

There are many websites in which you will find amazing information related to personal finance. But this list of Indian finance blog is not about them. Rather I picked only few of those blogs which are running by individual finance bloggers in India. Here are a few of the popular finance bloggers of India that you must follow in 2020.

1.Jagoinvestor.com (Manish Chauhan)

Jagoinvestor.com was started long back by Manish Chauhan, where he used to review financial products (mostly LIC policies) and explained how people are getting trapped with the misselling of insurance policies. Gradually, Manish got a huge response for his interest and knowledge in the personal finance area and Jagoinvestor became one of the most popular personal finance blogs in India.

Now it is a big brand in India and they have also started providing financial planning services. Here are a few useful links to their services and resources you will find useful.

• Jagoinvestor Forum (Click Here)
• Jagoinvestor Financial Planning Service - Click Here
• List of Personal Finance calculators (Click Here)

Manish Chauhan is also one of the popular writers of the current time, who wrote a couple of best personal finance books for beginners. Here is the list of a few of the popular books from Manish Chauhan page.

• 16 Personal Finance Principles Every Investor Should Know
• Ache Niveshak Ke 16 Sutra (16 Personal Finance Principle That Every Investor Should Know)
• How to be Your Own Financial Planner in 10 steps

2.Cashoverflow.in (Pardeep Goyal)

CashOverflow was started by Pardeep Goyal back in 2016, with a simple aim to showcase how one can live a perfect life without spending much. Pardeep is a multi-talented person who has worked in the IT industry for a long time and was also involved in a couple of start-ups which did not see success.

But, we all know failure is the pillar of success and that's what was waiting for Pardeep as well. Within just 2 years from that time, he has turned his blog CashOverflow into one of the most successful websites in India. Just read his latest income report, and you will understand why I said so.

Personally, I really like the way Pardeep narrates every experience of his life through his website to educate people. He is a big storyteller as well and has contributed to many big publications. Check out a few of his articles:

• https://yourstory.com/author/pardeep-goyal
• https://www.entrepreneur.com/author/pardeep-goyal
• https://www.huffingtonpost.in/author/pardeep-goyal/
• https://inc42.com/author/pardeep/

If you are a regular reader of CashOverflow, you might have noticed this popular statement of him, which I like the most.

My friends call me as a “Kanjoos Baniya” (Frugal Guy) because I always find a way to save money on anything that I buy.

3.Freefincal.com (Mr. M. Pattabiraman)

Mr. M. Pattabiraman,  a physicist working at IIT, Madras has turned his blog freefincal.com an awesome resource, especially for mutual fund investment. If you want to learn the advanced things of personal finance, mutual fund analysis, that is the ultimate destination.

But this is not the end, as Mr. M. Pattabiraman & Ashal Jauhari, together started an awesome & vibrant Facebook group to spread the knowledge and awareness about Indian personal finance.

You should join the group now - Asan Ideas for Wealth.

You can visit the Freefincal eBook section and explore the free eBooks available. One of their popular books "You Can Be Rich Too: With Goal-Based Investing" has become a massive success. I have also purchased this book and found that very useful for beginners.

4.Safalniveshak.com (Vishal Khandelwal)

For beginners, this is a platform to explore and learn. Vishal Khandelwal has come up with interviews conducted with other investors, e-books related to investing, online courses all in combination with conventional blogging about success stories of investing around the globe.

5.Basunivesh.com (Basavraj Tonagatti)

Basavraj Tonagatti is one of my good friends (blogging friend). His blog Basunivesh is a perfect platform for Indian investors who are seeking investment advice in lament terms. His writing style is very simple to understand and in each topic, Basu shares almost every detail about that topic.

If you have any questions regarding the insurance policy, Mutual funds, investment you can ask Basu through Basunivesh Forum. He will surely help you as per the best of his knowledge. That is a very active personal finance forum in India.

6. Moneyexcel.com (Raviraj Parekh)

Raviraj Parekh is another good friend of mine who is a very old player in this list of top Indian finance blogs. One thing I like about Raviraj is his consistency in writing a blog post almost daily.

He has in-depth knowledge of stock market investments and you will find various top 10 stocks related articles on his website. Few of the popular articles of MoneyExcel..

• 10 Best Investment to get regular monthly income
• Top 20 Best Mutual Funds SIP to invest in India for 2018

He started Money Excel with his friend Shitanshu on 18^th October 2012 with a simple aim to help people in achieving excellence for money. It’s about educating people so that they make informed financial decisions about their money.

7.Relakhs.com (Shreekanth Reddy)

Shreekanth Reddy or Sree was too interested in personal finances that he quit his job of a top IT company to enter into the finance world. His main intention behind blogging is to provide unbiased & simple views on any financial product.

Relakhs.com is all about PERSONAL FINANCES in-depth. Each of his articles is very well narrated with maximum information in very simple language so that every common man can easily digest. Shreekanth also runs a very active forum on his website, where you can ask anything to him.

Here is the link to Relakhs Forum. If you have a question, feel free to write your query by simply creating an account.

8. Bemoneyaware.com (Kirti)

It is not only about financial management but also stuff like EPF, PF, filing income tax return and much more. This is exactly when Kirti, who runs the blog BeMoneyAware comes into play.

Her blog contains articles covering a wide range of topics investing, taxations, loans as well as on topics like EPF, PF and income tax because to be honest, these are the most widely used terms when it comes to managing the finances.

You will be amazed to read about their blog as it says that they wouldn’t let anyone enter the complicated finances without actually telling and teaching them what and how it is done just like we need to learn to drive before actually climbing onto the driver’s seat.

9.Onemint.com (Manshu Verma)

The author Manshu Verma has an MBA in Finance and his blog is all about his passion for finance, technology and how it affects the economy of your lifestyle. Onement does have a refreshing touch to help you seek better judgment about money.

10.Myinvestmentideas.com (Suresh KP)

Suresh KP is the man behind this website. He is a Professional blogger, having 20 years of experience in financial markets. Expert in mutual fund and IPO analysis. He has contributed various expert articles on Moneycontrol.com. Here are few of them

• ELSS: How tax saving MF is the best among tax saving options?
• Should you invest in multi-asset mutual funds?

This blog is about nurturing new ideas, sharing information and intercepting the execution of personal financing. A man who has now more than 15 years of fruitful experience in financial planning and investments Suresh KP from Hyderabad authors some of the greatest experiences.

Top Indian Personal Finance Blogs

Personal finance blogs/websites are doing a great job by spreading valuable information and making everything transparent about investment these days. Whoever is aware of the internet, definitely will look for a quick review of that policy or investment scheme online before buying.

By doing this he/she can make sure others review and hidden myths of every financial product. Not only that people can easily plan their own financial planning.

2.Apnaplan.com

Apna Plan by Amit Kumar gives detailed information related to Mutual Funds, Insurance, Stocks, FDs & RDs, Loans, Taxes, Retirement planning, Smart Shopping, and Calculators.

With more than 30,000 unique visitors and 55,000 page views monthly, Apna Plan has a strong reader base that has been growing since 2011. Readers profile includes people like NRIs, HNIs, and entrepreneurs looking for investment opportunities in India.

4.Stableinvestor.com

Stable Investor is one of India’s most widely followed Personal Financial & Investing websites that is owned & managed by Dev Ashish. Its main aim is to provide high quality, useful and customized financial advice to clients to help them achieve their financial goals in life. This site is active since Nov 2011.

5.Tax Guru

This website provides free updates to Chartered Accountants, Company Secretaries, Tax Professional, Cost Accountants, and other Account Professional on Amendments in Income Tax and Wealth Tax, Goods and Service Tax, etc. They publish many posts on a daily basis. Most of the contributors are CA, experts from financial firms and finance bloggers.

6.Charteredclub.com

Chartered Club aims to simplify the complex tax laws in India and make everyone aware of the tax laws and help them manage their taxes better. It was founded in 2009 by Karan Batra for CA's, CS's, CMA's and other professionals to share their knowledge on various CA related & Tax related topics.

8.Financedunia.com

FinanceDunia.com is a professional blog on the daily financial news like home loan, car loan, education loan, personal loan, car insurance, life insurance, health insurance, mutual fund, fixed deposit, provident fund, and many more.

12.Goodmoneying.com

Goodmoneying.com works hard to empower its readers with the knowledge related to all kinds of personal finance matters. They are working since Jan 2012 with a diverse set of clients’ profiles ranging from Service to Business persons, Professionals to retired, resident to NRIs.

13.Finance buddy

Finance Buddy is a financial weblog by Jitender Sharma active since Dec 2016. It shares all the money-saving information with blog readers. It shares all-new tips and helps to find resources about Credit Cards, Loans, Personal Finance, CIBIL, Credit Reports, high-interest Savings, etc.

14.Credit Frog

It is an exclusive portal for credit card discussions and reviews. Credit frog was mainly created to build a better credit score, finding the best credit cards in India 2020 as per the needs, securing credit cards from misuse and theft and finally to find the best deals and discounts on credit cards.

15.Subra Money

SubraMoney conducts financial planning workshops within the corporate industry thus helping employees to save better, invest better and equipping smart people with the tools to get richer. It is a very useful blog that is followed by the main citizens of India as well as NRIs.

16.MoneyGyaan.com

Money Gyaan is a personal website started by Santanu Debnath with the idea to educate people about money, financial life, insurance, and investment.

Money Gyaan is a growing personal finance portal in India, aiming to educate people about how to handle money, or money related issues like online banking guides, investment tips, retirement planning etc.

17.Be Money Aware

This blog mainly focuses on specific money-related topics such as filing income tax form or about EPF, PPF, Credit debt, loan, Investing. They often write in a simple language, with pictures and images and give appropriate links so that people can get a complete picture of financial issues. Its Alexa Traffic Rank is 44,409.

18.The Financial Literates (TFLGuide)

TFLGuide is one of the old websites on this list. When I started writing on finance, I used to follow a few for the best blogs and TFLguide is one of them. This blog is run by Hemant Beniwal is a Certified Financial Planner. They also provide pa aid financial planning service, mutual fund investment etc.

19.Fundoo Professor

This blog is run by Prof. Sanjay Bakshi. Yes, he is one of the best minds behind Value Investing and Behavioral Finance. As a beginner, you might things advance here, but he is sharing some great analysis through his website.

20.Vipin Khandelwal

Vipin is an awesome guy who gained huge expertise from his own experiences in the finance domain. He regularly shares actionable ideas regarding financial planning, how to invest in the long term, how to create wealth, mutual fund investment guides, etc. If you are looking for SEBI registered fee-only financial planner, then you can contact him.

21.Mani Karthik

Mani has started his blogging journey as a hobby like many of us. But gradually his blog got a good response as he was sharing some unique details, experiences through his blog in the finance domain. Now his blog is one good place to find many useful articles, even besides personal finance also.

22.Plan Money Tax

This is an awesome website run by one of my blogging friend Chandrakant. He was working for CNBC and later on left his job and become a full-time personal finance blogger in India. You will find some in-dept articles on PPF account, UAN, Tax planning related mostly.

23.Nitinbhatia.in

Nitin Bhatia is an expert person in both Real Estate and Personal Finance sectors. He is one of the old players in this list of top finance blogs. Recently Nitin has started a YouTube channel where he is sharing his immense knowledge of the stock market, trading tips. It has gained more than 3 lakh subscribers so far.

24.FinMarketGuru

This website contains a large amount of information about the latest financial news as well as trends in the markets. It also provides informative articles covering updates from US, Europe, and Asian markets. The articles are easy to understand. It always tries to answer the basic questions that would have definitely come to a reader's mind while reading the articles.

25.The calm investor

This blog contains comparatively short write-ups and easy to understand examples on the Indian market. It provides simple yet effective articles. This site is created to distill key learning on two topics which are improving the mind and body and investing properly in the stock market.

26.Value investor India

This blog is written by Rohit Chauhan and it is a well thought of and informative blog about the Indian market. It has really good stories and portrays the happenings in the market using real-life examples. People who are looking for simplicity must definitely look into these articles.

27.freefincal

Freefincal is a News Media Organization dedicated to providing original analysis, reports, reviews and insights on developments in mutual funds, stocks, investing, retirement and personal finance. We do so without conflict of interest and bias.

Top Indian Personal Finance News Websites in 2020 (Run By Finance Companies)

28.Livemint.com

Livemint.com is Mint’s online portal and is among the fastest-growing news website in India. Livemint.com provides daily national, international and business news, tracks market movements and detailed coverage of significant events. This site has evolved multimedia features like videos, podcasts, and slideshows.

29.Capital Mind

Capital Mind crunches data and brings financial insights on markets, economics and stocks. The highlights on the concepts like repo-rates and balance of payments, and dig deeper into concepts like futures and options. They also discuss an annual budget analysis and is mainly useful for the active investor.

30.BankBazaar Blog

BankBazaar is an online marketplace that gives consumers access to customized rate quotes on loans, credit cards or personal finance products such as insurance policies, bank loans, and credit card offers, etc.

In 2008, with an initial capital of Rs. 45 lakh, BankBazaar.com was started, with a team of 6 people in Chennai. They offer their services through web and mobile platforms, through which consumers can search for offers, compare, and customize it.

BankBazaar offers customers the option to apply for Personal Loans, Car Loans, Home Loans, Credit Cards, Mutual Funds, and Fixed Deposits.

31.Funds India Blog

Funds India is an online investment website headquartered in Chennai, Tamil Nadu and is owned by Wealth India Financial Services Pvt. Ltd.

It was initially created just for mutual funds but later introduced other investment products like stocks, corporate fixed deposits, bonds, and more.

Funds India was founded in 2009 by C.R. Chandrasekar and Srikanth Meenakshi, an alumnus of the University of Hyderabad.

32.Equity Master

This is built to empower every Indian investor with 100% independent and unbiased investing opinions. On 22 April 1996, Equity Master was found though they did not use to have their own domain at that time. They actually rented space on another website. The combined services of Equity master have over 1,764,790 users across 72 countries worldwide.

33.Money Life

Money Life is another good online magazine where one can get very good information on finance-related topics. The best part of such a website is that you will get the latest news in the personal finance domain.

34.Credit Mantri

Credit Mantri intends to change the way credit is delivered in India by harnessing the power of technology and digital platform. Credit Mantri aims to reinvent the credit landscape by giving consumers access to responsible and transparent credit options.

35.Marketcalls

Marketcalls by Rajandran R  is a Financial Analytics Portal based out of Bangalore with a global audience, which talks about Intelligent Trading analysis, Strategies, Strategy Design, Algorithmic trading, Personal Finance. Most of the visitors of this blog are core traders, professional investors, institutional traders and students willing to learn trading strategies.

Let's Conclude: The List of Best Indian Personal Finance Websites 2020

I am sure there are plenty of more websites that can be part of this list. But the idea behind sharing this list was to share about the popular blogs, which anyone can understand and gain a good knowledge of personal finance.

And as per my understanding and I have listed out these 10 blogs as top personal finance websites. This is completely my choice, in case I missed your website name then do please write a comment below and share your favorite personal finance blog in India also.